Cash Back - Travel

Welcome to our Cash Back - Travel consent outlining the rules for using our website and services so please read them carefully.

REWARDS PROGRAM

Effective Date: 01.01.2026
“ODIX Travel 3% Cashback Campaign on First Purchase” – Terms & Conditions

1. Campaign Name and Organizer

• This campaign (the “Campaign”) is the “ODIX Travel 3% Cashback Campaign on First Purchase” organized by Odix Pay (“ODIX”).

• By participating in the Campaign, users are deemed to have accepted these Campaign Terms & Conditions (the “Terms”).

2. Campaign Period

• The Campaign will be valid for a period determined by ODIX (the “Campaign Period”).

• The start and end dates/times of the Campaign Period will be announced by ODIX via its official communication channels (such as in-app notifications, email, website or social media).

• ODIX reserves the right to change, shorten, extend or terminate the Campaign Period at any time and will communicate any updates through its official channels.

3. Eligibility Criteria

To participate in the Campaign, a participant must:

• Have an active ODIX account,

• Have completed KYC (know your customer) verification,

• Hold at least one ODIX card (virtual or physical),

• Comply with ODIX’s general Terms of UseAML/CTF and KYC policies at all times.

Users who are blocked, restricted, under review or in breach of ODIX policies may be excluded from the Campaign.

4. Scope – Which Transactions Are Included?

• The Campaign covers only purchases made through the ODIX mobile application for:

o Hotel reservations

o Flight tickets

• The Campaign is valid only for each user’s first eligible travel purchase (the first hotel or first flight transaction).

o The user’s first successful travel purchase (hotel or flight) made via the ODIX app that falls within the scope of the Campaign is included in the Campaign.

o Any subsequent hotel or flight purchases made by the same user, beyond this first eligible transaction, fall outside the scope of the Campaign and do not earn cashback.

• For a transaction to be included in the Campaign, the relevant payment must be completed fully and successfully with an ODIX card.

5. Cashback Rate and Calculation

• Under the Campaign, for the first eligible hotel or flight transaction, the user will earn cashback at a rate of 3% of the transaction amount.

• The cashback amount is calculated based on the relevant transaction amount. Where currency conversion is required, the internal ODIX FX rate at the time of the transaction will be applied.

6. Payment of Cashback

• The cashback amount earned will be credited to the balance of the relevant ODIX card after the transaction has been finalized and ODIX has completed its checks.

• The cashback will be credited within a period determined by ODIX from the date of the transaction; the specific timeframe may be communicated in the Campaign announcement or via ODIX channels.

• The user may use the earned cashback amount via the card balance in accordance with ODIX product terms (e.g. card spending, withdrawals, etc.) and subject to applicable fees and limits.

• Cashback is in all cases subject to ODIX’s verification and is not guaranteed in advance for any user.

 

7. Limits, Restrictions and Cancellation/Refund Cases

• The Campaign is valid for only one (1) eligible travel transaction per user.

o The first eligible hotel or flight purchase made by the user via the ODIX app is included in the Campaign.

o No cashback is earned for any additional hotel or flight transactions beyond this first transaction.

• ODIX reserves the right to set a maximum cashback amount per user or per transactionunder the Campaign; any such limits may be announced separately in CampaignCommunications.

• Cashback is earned only for completed and not reversed hotel/flight transactions.

• In the following cases, cashback will not be granted or, if already granted, may be reclaimed and/or offset:

o Cancellation / refund / chargeback transactions,

o Transactions that ODIX consider suspicious, fraudulent or part of an artificial transaction pattern,

o Transactions that are in breach of ODIX’s Terms of Use, AML/CTF policies or the rules of partners/providers.

Special provision for cancellations / refunds

• If a hotel or flight transaction for which cashback has been earned is later fully or partially cancelled or a refund is requested:

o From the refund amount relating to that transaction:

▪ The cashback amount previously granted for that transaction, and

▪ An additional 39 USD (or its equivalent in local currency) processing fee

will be deducted and offset, and the remaining net amount will be refunded to the user.

• Whether the cashback has already been used or not by the user does not affect this offset mechanism; the offset is applied against the refund amount.

• If the refund amount does not fully cover the cashback + 39 USD processing fee, ODIX reserves the right to take action on the user’s balance for the difference and/or not to pay out the cashback.

8. Abuse, Misconduct and Compliance

• ODIX reserves the right, at its sole discretion, to:

o Exclude any user from the Campaign,

o Suspend, cancel or reclaim any cashback that appears to have been earned,

o Restrict or close the relevant user account,

if there is any suspicion of fraud, abuse, multiple account usage, artificial transaction activity or any behaviour contrary to ODIX policies.

• ODIX may request additional information or documentation from users in order to verify eligibility and compliance. If the requested information or documents are not provided, the cashback payment may be withheld or cancelled.

9. Nature of the Cashback

• Cashback does not constitute interest, investment return, deposit protection or any form of guaranteed profit.

• Cashback does not represent an independent cash value outside the ODIX ecosystem; however, it may be used in accordance with ODIX’s general product terms and subject to applicable fees and limits.

10. Taxes and Legal Obligations

• Any taxes, duties or legal obligations arising from earning cashback are the sole responsibility of the participant.

• ODIX shall not be liable for any tax or other legal obligations that may arise for participants because of this Campaign.

11. Amendments and Termination

• ODIX reserves the right to amend, suspend or terminate the Campaign and these Terms at any time without prior notice.

• Any changes will be announced via ODIX’s official channels (website, app, email, etc.).

• In the event of any inconsistency between these Terms and ODIX’s general Terms of Use, the ODIX Terms of Use shall prevail.

12. Governing Law

• These Campaign Terms are governed by the laws and regulations applicable to ODIX in its operating jurisdictions.

• Any disputes arising out of or in connection with the Campaign shall be handled in accordance with the dispute resolution mechanisms set out in ODIX’s general Terms of Use.