Add money to ODIX Pay from your own bank account with open banking. Choose your bank, approve in your banking app and your balance is ready.
Open your accountWhat is open banking
How it works
Top up from your bank in four steps
No card numbers and no bank details to copy. Just your banking app, the way you already use it.
Choose Bank & Local Payment
In the ODIX Pay app, tap Add money, enter the amount and choose Bank & Local Payment.
Pick your bank
Select your bank from the list. You're taken securely to your bank's app or website.
Approve with your bank
Log in the way you always do, with Face ID, fingerprint or passcode, and confirm the payment.
Money in your account
You're brought back to ODIX Pay and the money is added to your balance, ready to use.
Why top up with your bank
Open banking makes adding money simple, secure and quick.
No card details
Pay straight from your bank account without typing a card number.
Your bank's security
Every payment is approved inside your own banking app.
Fast top-ups
Payments are usually confirmed quickly, so your balance is ready sooner.
Login stays private
Your banking login is never shared with ODIX Pay or anyone else.
You're in control
Nothing happens without your consent, and you approve each payment.
Fewer mistakes
Payment details are filled in for you, so there's nothing to mistype.
Local payment
Pay the way people pay where you live
Alongside open banking, ODIX Pay supports local ways to add money in many countries, so you can top up with a method you already know and trust.
The banks and payment methods available to you depend on your country and are shown in the app.
Built on regulated, consent-based technology
Open banking was designed with strict rules to keep your money and your data safe.
Regulated providers
Open banking payments are made through providers regulated by authorities such as the FCA in the UK or their European equivalents.
Your consent, every time
You decide what to approve, and no money leaves your account without your confirmation.
Strong authentication
Your bank checks it's really you, with biometrics or a passcode, before any payment is made.
Paying by bank
Bank top-ups use your own bank's app, so you stay in control. Here's what to keep in mind.
You approve every payment in your bank's own app. ODIX Pay never sees or stores your banking login details.
Limits set by your bank apply, and some banks may ask for an extra confirmation step.
Most top-ups arrive within minutes, but timing can depend on your bank.
A bank payment you have approved usually cannot be cancelled, so check the amount before you confirm.
Available banks and local payment methods depend on your country and are shown in the app.
Top up from your bank today
Download the ODIX Pay app and add money straight from your bank account in a few taps.
Open your account
