ODIX Earn puts your USDC and USDT into lending strategies curated by our yield strategy partner, an onchain risk specialist. No lock-ups, earnings shown after fees.
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ODIX EarnRisk managed by expertsOnWhy ODIX Earn
Our strategy partner
Risk management trusted at scale
ODIX Earn is delivered with a professional strategy partner that curates onchain lending strategies for fintechs, exchanges and institutions worldwide.
Figures published by our strategy partner. They describe the partner's business and do not indicate future returns.
Live vault data
The numbers, as they happen
Live data from our strategy partner's public vault records, loaded each time you open this page.
USDC Prime v2
USD Alpha
USDC Frontier v2
These are our strategy partner's vault figures, shown for transparency. They are not ODIX Earn rates: your ODIX Earn rate is shown in the app after fees. Rates change and past performance is not a reliable indicator of future results.
Where earnings come from
Three steps, from your balance and back
- 01
You add stablecoins.
Choose an amount of your USDC or USDT in the ODIX Pay app and move it into Earn.
- 02
They're lent against collateral.
The partner vault supplies lending markets where every borrower locks up more value than they borrow.
- 03
Interest comes back to you.
Borrowers pay interest, which builds up in your Earn balance after fees.
Where earnings come from
Three steps, from your balance and back
You add stablecoins.
Choose an amount of your USDC or USDT in the ODIX Pay app and move it into Earn.
They're lent against collateral.
The partner vault supplies lending markets where every borrower locks up more value than they borrow.
Interest comes back to you.
Borrowers pay interest, which builds up in your Earn balance after fees.
The risk framework
Built for stress, not just sunshine
Our strategy partner has managed onchain risk since 2018, bringing quantitative models and simulations from traditional finance to every allocation decision.
Collateral selection
Only liquid, established collateral assets are accepted in the markets the vault supplies.
Exposure limits
Supply caps on every market keep any single risk from growing too large.
Liquidity reserves
Buffers are sized to withdrawal patterns, so you can take your money out when you need it.
Stress testing
Extreme market moves are simulated before and after every change to the strategy.
A continuous cycle
Security
Protection at every layer
The vault infrastructure behind ODIX Earn is built and operated to institutional standards, with independent review and constant watch.
At a glance
ODIX Earn, in detail
Everything you need to know before you start, in one place.
- Supported stablecoins
- USDC and USDT
- Risk management
- Professional strategy partner
- Strategy type
- Over-collateralised lending
- Lock-up period
- None
- Withdrawals
- Anytime, back to your ODIX balance
- Earnings
- Build up continuously and compound
- Rate
- Variable, shown in the app after fees
- Availability
- Depends on your country
Start earning in four steps
Open Earn
Sign in to the ODIX Pay app and open the Earn tab.
Choose an amount
Decide how much of your USDC or USDT to put to work.
Confirm
Review the current rate after fees, then turn Earn on.
Withdraw anytime
Move money back to your balance whenever you like.
Earning involves risk
ODIX Earn is provided through lending vaults curated by our strategy partner. Returns are variable, not guaranteed, and you should only put in money you can afford to lose.
Earnings are not guaranteed and rates can change at any time. You could lose some or all of the money you put into Earn.
Lending carries risks, including smart contract flaws, borrowers not repaying, collateral falling short, limited liquidity and a stablecoin losing its peg.
Earn is not a bank savings account. Balances in Earn are cryptoassets and are not covered by the Financial Services Compensation Scheme or the Financial Ombudsman Service.
Figures about our strategy partner are published by the partner and do not indicate future returns.
Earn may not be available in every country. Availability and terms are shown in the app.
Put your stablecoins to work
Download the ODIX Pay app, turn on Earn and let professionally curated strategies put your stablecoins to work.
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