A EUR account in your company's name. Get paid and pay by SEPA, send and receive international payments, run bulk payouts and give your team cards.
Open a business account
Business EU IBANStudio Nord Ltd · SEPA transfer+ €4,800.00Your account
A euro account in your company's name.
Your business gets an IBAN in its own name, so customers and partners pay the company, not a person.
Illustrative example. Sample company, amounts and screens.
Get paid
Get paid in euros, and in other currencies too
Put your IBAN on your invoices. Customers in the SEPA area pay you in euros, and partners further afield can pay by international transfer.
SEPA transfers in euros
Customers and partners in the SEPA area pay straight to your company's IBAN, with their invoice reference.
International transfers
Payments in other currencies, such as US dollars or pounds sterling, arrive by international (SWIFT) transfer.
Supported currencies are confirmed when your account is opened. International transfers can take longer than SEPA payments, and other banks in the chain may charge their own fees.
Pay out
Pay suppliers and partners in euros
Send euros from your business account to accounts in the SEPA area, by SEPA or SEPA Instant. You see the details, and any fee, before you confirm.
Add the payee
Name and IBAN
Enter the amount
With your invoice reference
Review
Any fee is shown first
Confirm
Nothing is sent before this
Sent
By SEPA or SEPA Instant
Illustrative example. Sample payee and amounts.
International payments
Pay partners abroad, in their currency
Send international (SWIFT) payments from your EUR account and convert currency as you pay. Rate and any fee shown before you confirm.
International (SWIFT) payments
Pay suppliers and partners outside the SEPA area from your business account.
SEPA and SEPA Instant
Pay in euros across the SEPA area, by SEPA or SEPA Instant.
Currency conversion
Convert from euros when you pay in another currency, with the rate shown first.
Illustrative example. Supported currencies and countries are confirmed when your account is opened. Other banks in the chain may charge their own fees.
Bulk payouts
Pay many people in one batch
Upload a CSV file, check the batch and send it once it is approved. Handy for supplier runs, contractor payments and other payouts.
Upload a CSV
Add payees, IBANs, amounts and references in one file.
Check the batch
See every payee and the total before anything is sent.
Approve and send
The batch goes out once the right people approve it.
Illustrative example. Sample payees and amounts.
Team and security
Your team, with the right access
Invite colleagues, give each one a role and decide who approves payments. Two-factor authentication (2FA) adds an extra step at sign-in.
Team roles
Give each person the access they need, from full control to view only.
Approval rules
Decide who creates payments and who approves them before they go.
Two-factor authentication
An extra code at sign-in helps keep your account protected.
Illustrative example. Sample team and settings.
Business cards
Cards for your team, with controls you set
Issue physical and virtual business cards to your team, and decide how each card can be used.
Physical and virtual
Choose a physical card, a virtual card, or both.
A card for each person
Give team members their own card, in their own name.
Spending controls
Set limits, switch online or in-store payments on or off, or freeze a card.
Illustrative example. Card options and limits are confirmed when your account is opened.
Opening your account
Tell us about your company, we do the checks
Every business account is opened after a business verification (KYB) check. Here is how it works.
Step 1
Company details
Name, registration number and address
Step 2
Directors and owners
We verify the key people
Step 3
Documents
Company papers and proof of address
Step 4
Review
We check your application with our licensed partner
Step 5
Account ready
Your EUR IBAN is ready to use
What we usually ask for
- Certificate of incorporation or a company register extract
- Articles of association
- Details of directors and shareholders
- ID for every owner with more than 25%
- Proof of your business address
- A short description of your business and payment flows
The exact list depends on your company's country and structure.
Account opening is subject to business verification. Some countries, company types and sectors are not supported.
Who it's for
For companies that trade across borders
If your customers, suppliers or partners pay and get paid in euros, a business IBAN keeps it all in your company's name.
Import and export
Pay suppliers and get paid by buyers in other countries.
Online shops
Receive marketplace payouts and customer transfers in euros.
Agencies and consultancies
Invoice clients in euros with your company's own IBAN.
Software and digital services
Collect subscription and project payments by transfer.
Travel and hospitality
Receive bookings that partners pay by bank transfer.
Wholesale and distribution
Settle with trade partners by SEPA transfer.
Eligibility is confirmed during business verification. Some countries and sectors are not supported.
For developers
API access, on request
Want to connect payments to your own systems? Talk to our team about API access. Availability and scope are agreed with you, case by case.
Payments from your systems
Ask us about creating SEPA payments from your finance or ERP tools.
Payment notifications
Ask us about being notified when a customer payment comes in.
Set up with our team
Access, scope and testing are agreed together before anything goes live.
Illustrative example only. Not a list of live endpoints.
Business or personal?
For businesses
Business EU IBAN
A euro account in your company's name for SEPA and international transfers.
You are hereFor individuals
Virtual IBAN
Receive payments in your own name with a personal IBAN in the ODIX app.
See Virtual IBANBefore you apply
A few plain facts about the ODIX Business EU IBAN.
Accounts are provided by our licensed partner, an EU electronic money institution. It is not a bank account, and funds are not covered by a deposit guarantee scheme.
Account opening is subject to business verification (KYB). Some countries, company types and sectors are not supported.
Fees and limits are confirmed before your account opens. Any payment fee is shown before you confirm.
International (SWIFT) payments can be sent and received. Supported currencies and countries are confirmed when your account is opened, and other banks may charge their own fees.
When you convert currency, the rate and any fee are shown before you confirm.
This account is for companies. For an IBAN in your own name, see the personal Virtual IBAN.
Frequently Asked Questions
A EUR account in your company's name with its own IBAN, provided by our licensed partner. You can get paid and pay by SEPA or SEPA Instant, send and receive international (SWIFT) payments, run bulk payouts and give your team business cards.
Open a business account
Tell us about your company and how you get paid. Our team will walk you through the next steps.
Talk to sales
