Stablecoin card

Top up your Odix card with USDT or USDC and pay in shops and online. Bank card top-ups, transfers and a personal euro IBAN are in the same app.

Step 1 · How it works

Open your account

Download Odix Pay and verify with an ID document and a selfie. Most people finish in a few minutes.

Step 2 · How it works

Top up with USDT or USDC

Send USDT or USDC to the top-up address shown in the app, on the network shown next to it.

Step 3 · How it works

Pay with your Odix card

Use your virtual or physical Odix card in shops and online where the card is accepted.

Odix Black card
Verified
USDT · USDC
Card payment

Top up

Two ways to top up your Odix card

Choose stablecoins or a card from your bank. The app shows what is available in your country.

With USDT or USDC

Choose USDT or USDC in the app and send it to the top-up address shown there. Networks: Tron (TRC20), Ethereum (ERC20), BNB Smart Chain (BEP20), Solana, Avalanche, Arbitrum, Polygon, Optimism and TON. Always check the network in the app before sending.

Step by step: top up with USDT or USDC

With a card from your bank

Prefer not to use stablecoins? Top up your balance with a debit or credit card from your bank, right in the app.

Your Odix card

Virtual and physical Odix cards

Odix White, Odix Black and Odix Rose Metal, managed in one app.

Virtual card

Start with a virtual card for online payments, managed in the Odix Pay app.

Physical card

Order a physical card when you want to pay in person or take out cash at ATMs. ATM withdrawals work with physical cards only.

Controlled in the app

Freeze a card in a tap; your other cards keep working. Lost a card? Freeze it and order a new one in the app.

More than a card

One app for your everyday money

Send money

Send to bank accounts at home and abroad. Odix ID transfers usually arrive within minutes.

Send money to bank accounts

Your own euro IBAN

Receive SEPA euro transfers into an IBAN in your own name.

Get a personal euro IBAN

In the currency you added

Your balance stays in what you added: USDT, USDC, EUR or USD.

Availability

Where you can use it

Availability depends on where you live and on your verification. USDT and USDC top-ups are not available in every country; the app shows what is available to you.

Who we are

Clear about what we are.

A payment app, not a bank

Odix Pay is a payment app. Money held in Odix is not a bank deposit, and we say so plainly.

Registered in Australia

Accounts are opened and operated by Odix Technology AUS PTY. LTD., registered with AUSTRAC (ACN 663 951 120).

Registered in Canada

Odix Technology CAN. LTD. is registered with FINTRAC as a money services business (MSB C100000522).

Good to know

Clear about what Odix Pay is

Read this before you top up.

  • Odix Pay is not a crypto wallet, does not provide any crypto custody service, and does not operate as a crypto buy/sell, Bitcoin/BTC or crypto investment platform.
  • Stablecoins are cryptoassets; their value is designed to track the US dollar, but this is not guaranteed.
  • Money in Odix Pay is not a bank deposit.
  • Any fees are shown in the app before you confirm.

FAQ

Questions and answers

A crypto card is a payment card you fund with cryptoassets, most often dollar stablecoins such as USDT or USDC. With Odix Pay you top up your Odix card with USDT or USDC in the app and then pay with the card in shops and online.

Yes, where this is available in your country. Open the Odix Pay app, choose USDT or USDC and send it to the top-up address the app shows, on the network shown next to it.

Top-ups work on Tron (TRC20), Ethereum (ERC20), BNB Smart Chain (BEP20), Solana, Avalanche, Arbitrum, Polygon, Optimism and TON; the app shows which networks are available for USDT or USDC. Always check the network in the app before sending and use only the network shown next to your top-up address. Sending on a different network can mean the funds do not arrive and cannot be recovered.

No. Odix Pay is not a crypto wallet, does not provide any crypto custody service, and does not operate as a crypto buy/sell, Bitcoin/BTC or crypto investment platform. It is a payment app with Odix cards that you can top up with USDT or USDC.

Yes. You can top up with a debit or credit card from your bank, and you can receive euro transfers through your personal euro IBAN.

Yes. You verify with an ID document (passport, ID card or driving licence) and a selfie or short face video. Most people finish in a few minutes.

Yes, with a physical Odix card at ATMs. Virtual cards cannot be used for cash withdrawals.

Any fees that apply are shown in the app before you confirm.

Get the Odix card.

Download Odix Pay, verify your identity and top up with USDT or USDC.

Questions? Visit our Help Center

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Encrypted transactions

Card controls in the app

Follow Odix Pay

AUSTRAC registrations (Australia): ODIX TECHNOLOGY AUS. PTY LTD, ACN 663 951 120, ABN 99 663 951 120, 45 Cambridge Street, Lidcombe NSW 2141, Australia, is registered with AUSTRAC as a virtual asset service provider (VASP) and an independent remittance dealer. Check: AUSTRAC VASP Register · Remittance Sector Register · ABN Lookup. FINTRAC MSB registration (Canada): ODIX TECHNOLOGY CAN. LTD. (formerly Nemesis Pay LTD.), FINTRAC MSB C100000522, BC1466880. Check: FINTRAC MSB Registry · OrgBook BC. These registrations are not a banking licence. Verify our registrations.

Canada address: 329 Howe Street #1602, Vancouver, Canada. Odix Pay services and some features may not be available in every country and depend on your location and eligibility. Information on this website is for general purposes only and is not financial, legal or tax advice.

© 2026 Odix Pay. All rights reserved.