Top up your Odix card with USDT or USDC and pay in shops and online. Bank card top-ups, transfers and a personal euro IBAN are in the same app.
Odix Pay is not a crypto wallet, does not provide any crypto custody service, and does not operate as a crypto buy/sell, Bitcoin/BTC or crypto investment platform.
Step 1 · How it works
Open your account
Download Odix Pay and verify with an ID document and a selfie. Most people finish in a few minutes.
Step 2 · How it works
Top up with USDT or USDC
Send USDT or USDC to the top-up address shown in the app, on the network shown next to it.
Step 3 · How it works
Pay with your Odix card
Use your virtual or physical Odix card in shops and online where the card is accepted.

Top up
Two ways to top up your Odix card
Choose stablecoins or a card from your bank. The app shows what is available in your country.
With USDT or USDC
Choose USDT or USDC in the app and send it to the top-up address shown there. Networks: Tron (TRC20), Ethereum (ERC20), BNB Smart Chain (BEP20), Solana, Avalanche, Arbitrum, Polygon, Optimism and TON. Always check the network in the app before sending.
Step by step: top up with USDT or USDCWith a card from your bank
Prefer not to use stablecoins? Top up your balance with a debit or credit card from your bank, right in the app.
Your Odix card
Virtual and physical Odix cards
Odix White, Odix Black and Odix Rose Metal, managed in one app.
Virtual card
Start with a virtual card for online payments, managed in the Odix Pay app.
Physical card
Order a physical card when you want to pay in person or take out cash at ATMs. ATM withdrawals work with physical cards only.
Controlled in the app
Freeze a card in a tap; your other cards keep working. Lost a card? Freeze it and order a new one in the app.
More than a card
One app for your everyday money
Send money
Send to bank accounts at home and abroad. Odix ID transfers usually arrive within minutes.
Send money to bank accountsYour own euro IBAN
Receive SEPA euro transfers into an IBAN in your own name.
Get a personal euro IBANIn the currency you added
Your balance stays in what you added: USDT, USDC, EUR or USD.
Availability
Where you can use it
Availability depends on where you live and on your verification. USDT and USDC top-ups are not available in every country; the app shows what is available to you.
Who we are
Clear about what we are.
A payment app, not a bank
Odix Pay is a payment app. Money held in Odix is not a bank deposit, and we say so plainly.
Registered in Australia
Accounts are opened and operated by Odix Technology AUS PTY. LTD., registered with AUSTRAC (ACN 663 951 120).
Registered in Canada
Odix Technology CAN. LTD. is registered with FINTRAC as a money services business (MSB C100000522).
Help when you need it
Find answers in our Help Center, or contact our team through our website.
Clear about what Odix Pay is
Read this before you top up.
- Odix Pay is not a crypto wallet, does not provide any crypto custody service, and does not operate as a crypto buy/sell, Bitcoin/BTC or crypto investment platform.
- Stablecoins are cryptoassets; their value is designed to track the US dollar, but this is not guaranteed.
- Money in Odix Pay is not a bank deposit.
- Any fees are shown in the app before you confirm.
FAQ
Questions and answers
A crypto card is a payment card you fund with cryptoassets, most often dollar stablecoins such as USDT or USDC. With Odix Pay you top up your Odix card with USDT or USDC in the app and then pay with the card in shops and online.
Yes, where this is available in your country. Open the Odix Pay app, choose USDT or USDC and send it to the top-up address the app shows, on the network shown next to it.
Top-ups work on Tron (TRC20), Ethereum (ERC20), BNB Smart Chain (BEP20), Solana, Avalanche, Arbitrum, Polygon, Optimism and TON; the app shows which networks are available for USDT or USDC. Always check the network in the app before sending and use only the network shown next to your top-up address. Sending on a different network can mean the funds do not arrive and cannot be recovered.
No. Odix Pay is not a crypto wallet, does not provide any crypto custody service, and does not operate as a crypto buy/sell, Bitcoin/BTC or crypto investment platform. It is a payment app with Odix cards that you can top up with USDT or USDC.
Yes. You can top up with a debit or credit card from your bank, and you can receive euro transfers through your personal euro IBAN.
Yes. You verify with an ID document (passport, ID card or driving licence) and a selfie or short face video. Most people finish in a few minutes.
Yes, with a physical Odix card at ATMs. Virtual cards cannot be used for cash withdrawals.
Any fees that apply are shown in the app before you confirm.
Get the Odix card.
Download Odix Pay, verify your identity and top up with USDT or USDC.
Questions? Visit our Help CenterYour privacy, your choice
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