Clear, step-by-step guides to everyday money with ODIX Pay: cards, transfers, top-ups and your personal IBAN.
Browse the guides01 · Read
Plain words, no jargon.
Each guide explains one money task in everyday language, so you know what happens before you start.
All guides
Pick a guide, follow the steps.
Short, practical guides to the things you do with ODIX Pay, from your first top-up to sending money abroad.
Accounts & IBAN
What is an IBAN?
Learn what an IBAN is, how it is built, when it is safe to share, and how a virtual IBAN in your own name helps you get paid by bank transfer.
Money transfer
How to send money abroad
Sending money abroad? Check the recipient's details, the exchange rate, the fee and the arrival time before you confirm. A simple checklist.
Top-ups
Open banking vs card top-up
What is open banking, and how does it compare with a card top-up? See how each way to add money works, what to check and when to use which one.
Cards
What is a prepaid card?
What is a prepaid card and how does it work? See how it differs from debit and credit cards, how you add money and what to check before you order.
Accounts & IBAN
Receive money from abroad
Three ways to receive money from abroad in your own name: a virtual IBAN, your ODIX ID or your card number. What to share and what to check first.
Getting started
Open an account (KYC)
What is KYC, why payment apps check your identity, what to have ready and why a check can be declined. A simple guide to opening your ODIX Pay account.
About our guides
Our guides explain how ODIX Pay features work, step by step. Here is how to use them.
Guides are for general information only and are not financial, investment or legal advice.
Screens and steps can change when the app is updated. The app always shows the latest version.
Where fees or limits apply, the app shows them before you confirm.
Products and features depend on your country and eligibility.
ODIX Pay is a payment app, not a bank. Money held in ODIX is not a bank deposit.
ODIX Pay app
Ready when you are.
Download ODIX Pay and follow the steps in the app.
Get the appAvailable on iOS and Android. Features depend on your country.
