With Visa Direct, money can be sent straight to your ODIX Visa card, from your own bank card or from someone else's. Once it lands, it's yours to spend.
Open your accountTwo ways to top up your card
Visa Direct sends money straight to your ODIX Visa card. It can come from your own card or from someone who wants to send you money.
From your own card
Send money to your ODIX card from any bank's app, using its transfer to card option.
- Use a card you already have
- Top up in a few taps in the app
- Money ready on your ODIX card
From someone else
Friends, family or anyone who owes you money can send it straight to your ODIX card.
- They only need your card number
- They send from a bank or app with Visa Direct
- You're notified when it lands
How it works
From one card to another, usually within minutes
Visa Direct is Visa's service for sending money to cards. It sends money straight to a card using the card number, instead of a bank account.
- 01
The money is sent
It leaves the sender's card through their bank, their app or the ODIX Pay app.
- 02
Visa Direct carries it
Visa's network moves the payment to your card number, any time of day.
- 03
It lands on your card
The amount is added to your ODIX card balance, usually within minutes.
- 04
You spend it freely
Pay in shops and online, withdraw cash or send it on from the app.
Why top up with Visa Direct
Fast, simple and built on the Visa network you already know.
Any time, any day
Top-ups can be sent around the clock, including weekends and holidays.
Usually in minutes
Most payments reach your card within minutes of being sent.
Just a card number
No IBAN or sort code needed, only your 16-digit card number.
Secured by Visa
Payments travel through Visa's network with its layered protection.
Ready to spend
When the money lands, it's added to your card balance.
Spend it your way
Your money, ready wherever you are
Money you top up with Visa Direct sits on your ODIX card like any other balance, so you can use it however you like.
Topping up with Visa Direct
A few details to help you and the people who pay you top up with confidence.
Visa Direct top-ups work with ODIX Visa cards: Odix White, Odix Black and Odix Rose Metal.
Most top-ups arrive within minutes. Timing can depend on the sender's bank or app.
Card and top-up limits apply. You can always see yours in the ODIX Pay app.
Share only your card number to receive money. Never share your CVV, expiry date, PIN or one-time codes.
Visa and Visa Direct are trademarks of Visa International Service Association.
Top up your ODIX card with Visa Direct
Download the ODIX Pay app, get your ODIX card and start receiving money in minutes.
Open your account


