F.3 Acceptable Use Policy

PART F.3 — ACCEPTABLE USE POLICY

This page forms part of Part F (ODIX Euro Virtual IBAN). It explains how the Acceptable Use Policy of our account partner, a licensed electronic money institution in the EU (the "Account Partner"), relates to the ODIX Euro Virtual IBAN and summarises its main points.

Important: this is a summary prepared by ODIX for your convenience. The legally binding document is the Acceptable Use Policy published by the Account Partner, which is made available to you in the App before you accept it and on request from support@odixpay.com. If this summary and the Account Partner's document differ, the Account Partner's document applies.

1. HOW THIS RELATES TO ODIX

ODIX offers the Euro Virtual IBAN under its agreement with the Account Partner. The Account Partner provides the euro account, the IBAN and the payment services, so its documents apply to you when you use them. ODIX gives you access through the ODIX Pay App and remains the company you contact for support.

The Account Partner's Acceptable Use Policy applies to your Euro Virtual IBAN. The activities below are therefore also prohibited under Part F.

2. WHAT YOU MUST NOT DO

Use the services in breach of any law, for unlawful or fraudulent purposes, to harm minors, for abusive content, for spam, or to spread viruses or other harmful code.

3. TRANSACTIONS THE ACCOUNT PARTNER DOES NOT SUPPORT

Tobacco, narcotics, steroids, cannabis and other controlled or unsafe products; drug paraphernalia; seeds or plants; chemicals; military and semi-military goods, services and technology; adult content; and individuals, entities or countries subject to international sanctions.

4. ENTITIES THE ACCOUNT PARTNER DOES NOT SERVE

Charities, unless established in Canada, the EEA, Switzerland, the US or New Zealand; unregistered UK charities; and trusts, unless established in Canada, the EEA or Switzerland.

5. SYSTEMS AND CONTENT

You must not access without authority, interfere with, damage or disrupt the Account Partner's services, systems or software. Any content you contribute must be accurate and lawful, and must not be defamatory, offensive, discriminatory, deceptive or infringing.

6. CONSEQUENCES

The Account Partner alone decides whether the policy has been breached, and may withdraw your access, suspend or cancel payment orders, remove content, issue a warning, take legal action to recover its costs and report to law enforcement.

7. FULL DOCUMENT AND QUESTIONS

You can read the complete Acceptable Use Policy of the Account Partner in the Account Partner's full document, made available to you in the App before you accept it and on request from support@odixpay.com. The Account Partner may update it; the version it currently publishes is the current one.

Questions about the ODIX Euro Virtual IBAN go to us at support@odixpay.com.