E.4 Acceptable Use Policy

PART E.4 — ACCEPTABLE USE POLICY

This page forms part of Part E (ODIX Money Transfer). It explains how the Payments Partner Acceptable Use Policy relates to ODIX Money Transfer and summarises its main points.

Important: this is a summary prepared by ODIX for your convenience. The legally binding document is the Payments Partner Acceptable Use Policy published by the Payments Partner and available on request from support@odixpay.com. If this summary and the Payments Partner document differ, the Payments Partner document applies.

1. HOW THIS RELATES TO ODIX

ODIX obtains the payment processing behind ODIX Money Transfer from the Payments Partner under a contract. ODIX is the Payments Partner's "Account Holder"; ODIX customers who send money through the App are not account holders of the Payments Partner and have no direct contract with the Payments Partner. ODIX remains responsible to you for the service under Part E.

The Payments Partner Acceptable Use Policy applies to the end clients of providers such as ODIX. ODIX must make sure that Money Transfer is used in line with it, so the activities below are also prohibited under Part E.

2. PROHIBITED ACTIVITIES

Moderate: sale of social media likes or followers, outbound telemarketing, pawn shops, credit repair, tobacco and nicotine products, misrepresented herbal products, and unlicensed tax, accounting or legal services.

Major: adult content, counterfeit goods, gambling and games of chance, illegal downloads, money changers or unlicensed money transmission, online pharmacies and prescription drugs, hazardous materials, pyramid or Ponzi schemes, shell banks or companies, stolen goods, surrogacy, unlicensed investment schemes and other industries prohibited by card schemes or payment partners.

Severe: illegal drugs and paraphernalia, human remains, hate, terror or violent content, sanctioned parties, and weapons, ammunition and explosives.

3. RESTRICTED ACTIVITIES

Some activities are allowed only after enhanced checks, including travel and ticketing, auctions, charities, crowdfunding, digital assets, virtual game credits, jewellery, licensed financial services, marketplaces and online medical services.

4. CONSEQUENCES

A breach can lead to immediate suspension or termination, withheld or frozen funds, reporting to the authorities and legal action. If we become aware that Money Transfer has been used in breach of this policy, we may refuse or hold transfers and close your account.

5. FULL DOCUMENT AND QUESTIONS

The complete Payments Partner Acceptable Use Policy is available on request from support@odixpay.com. The Payments Partner may update it at any time; the version published by the Payments Partner is the current one.

Questions about ODIX Money Transfer go to us at support@odixpay.com.